Accident and Illness

Why offer an Accident and Illness benefit?
Not only does this re-assure your employees that they will continue to receive a regular income in the event of them being unable to work as a result of illness or injury.  It also gives you, the employer, the peace of mind that you will receive assistance in providing that commitment.  

What are the features of Accident and Illness cover?
The following are examples of features/benefit to both employer and employee:
 
✔ will usually qualify as a business expense and therefore can be offset against your taxable profits
✔premiums are not normally taxed as a benefit in kind for employees
✔can be arranged on an individual or group basis
✔often incorporate free and confidential employee assistance help lines
✔a claim can be paid until the employee returns to work, or a fixed period or until retirement
✔group schemes often qualify for a ‘free cover limit’ meaning underwriting will not be required up to a certain level of benefit

Email jackie@jayfinancial.com or call 01283 761866 to arrange for a no-commitment initial discussion.